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  1. #21
    Junior Member
    Join Date
    Nov 2004
    Location
    Florence, Italy
    Posts
    5
    i've never had a c/card, I gota card which works like visa, but is just a savings debit.
    but I heard the best thing to do is make minimum payments on all your debts, plus all you can spare on the biggest one. Then when thats paid off move all the money you were paying on the first debt down to the second debt and its all gone in a flash! Maybe not a flash.

    Wierdest thing, I've just set up a bank account here in Italy and asked for a card which accesses my money- THAT CARD DOESNT EXIST HERE! You have to have a credit card, or use internet banking, theres no easy way to just use what you have and no more! Is that strange?

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  3. #22
    Senior Member
    Join Date
    Aug 2004
    Location
    down by the bay
    Posts
    767
    onyxrose: Figure out how much that bed will cost and then pretend you have already bought it. Create a debt payment schedule and scrimp and save just like if you had bought it on credit - maybe see if you can get a small savings account to stash the money, or even (haha) put it under the mattress so to speak.

  4. #23
    Senior Member
    Join Date
    Apr 2004
    Location
    LBC
    Posts
    152
    I have a hard time trying manage my money, so I set my self up with a loose budget.

    An easy way is to withdraw the money at the begining of the week, and only letting yourself spend on that amount. I get 100 to spend on whatever I want. My boy gets 100 to spend on what he wants. We get 100 to share. The rest goes into savings or joint checking for things like rent and groceries.

    Most of the time my 100 lasts two- three weeks. I hardly ever spend that much unless I am buying new clothes or shoes, so whatever I don't use I get to roll over to the next week.

  5. #24
    Senior Member
    Join Date
    Jan 2020
    Posts
    421
    For more than two years I have been a salary client https://usa-banks.info/citibank/ and when in October 2020 the question arose where to get a loan, I turned there without hesitation, since for the entire period of cooperation the bank gave only positive emotions, which turned out this time. The bank pleased with the proposed loan product and the conditions on which it was issued. Recommend

  6. #25
    Junior Member
    Join Date
    May 2021
    Posts
    11
    Good job!

  7. #26
    Senior Member
    Join Date
    Sep 2019
    Posts
    109
    Any amount borrowed under a monthly installment online payday loans in Ohio must be repaid through monthly installments. Having a vague idea about these installments prior to applying for a loan is not good enough.

  8. #27
    Senior Member
    Join Date
    Dec 2019
    Posts
    471
    I agree that it is best to pay off your debt in minimum payments several times. That's what I did when I was in debt for a decent amount. It helped me to cope with it personal loans for bad credit from finofy, which I took for 2 years at a minimum interest rate. But most of all I was pleased that finofy is licensed, so everything is crystal clear and understandable. I recommend

  9. #28
    Junior Member
    Join Date
    Jan 2021
    Posts
    9
    In fact, I understand you perfectly, because when you pay off all your debts, it's an incredible relief!

  10. #29
    Junior Member
    Join Date
    Nov 2020
    Posts
    17
    holy crap!

    This is an update on the ring vs. laser, totally self indulgent post.

    I paid off all my cards! I am so happy. I was contemplating getting laser or a ring, but decided that paying off my shit was more important. I feel so much better. There's this huge weight that has been lifted off my chest.

    Now, we're doing Mr. R's and we should be done with his in a 2 months. Then we can work on saving up for our house!

  11. #30
    Junior Member
    Join Date
    Jan 2022
    Posts
    11
    but decided that paying off my shit was more important?


 
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