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  1. #1
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    ING Checking Account?

    Does anyone use the ING checking account? I have the savings account, and was doing my checking through my local credit union, but they changed a policy on account transfers that kind of ruins my system so I'm looking into other options. The ING checking account seems like a good idea except it has no paper checks and the ATMs aren't in the most convenient locations for me, so I'd probably keep my old checking account for that. I wanted to know if anyone had any experience with the all electronic system.

    Thanks!

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  3. #2
    Senior Member
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    I'm not sure you even need to keep the local account - it's easy enough to get cash back when making other purchases. And really, who writes paper checks anymore? I only ever do my rent check, and I could just as easily pay that with online checks.

    Less accounts = less accounting, even if it is fun to play with numbers.... :)

  4. #3
    Senior Member
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    Jan 2006
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    The only thing that made me hesitate from signing up was that I sometimes write paper checks for gifts.

  5. #4
    Senior Member
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    Most major credit cards have gift cards available... no more gift checks :)

  6. #5
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    But I still need to keep the current account to deposit paper checks - you can't directly deposit paper checks into the ING account, right?

  7. #6
    Junior Member
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    May 2004
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    Brooklyn, NY
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    if i remember correctly, i think you can mail in checks to ING for deposit, but there's no way to direct deposit paper checks.

  8. #7
    Senior Member
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    Quote Originally Posted by quornflour
    Most major credit cards have gift cards available... no more gift checks :)
    Plus, as my Grandma's friend finally figured out, you never have to wait for that lazy recipient (aka me) to get around to cashing the check!

  9. #8
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    Aug 2005
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    I opened up the account because for high balances it has a better interest rate than the savings account does anyway. I still think I will keep my regular credit union account for deposits and ATM though. Thanks everyone!

  10. #9
    Senior Member
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    Apr 2020
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    Electronic wallets are the future of online payments. Thanks to the user-friendly interface, users and merchants can easily get acquainted with e-wallets, more details here https://askwallet.io/pleo . The fundamental difference between electronic wallets and banks is their flexibility and striving for the development of payment technologies. In fact, why would a mortgage bank care about technology when it gets its 100% interest from borrowers?


 

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